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For Sale By Owner – Ask Your Loan Officer To Help
For Sale By Owner
So you want to sell your house. You don’t know what to do.
Look for you on the internet. You ask friends and relatives for advice on how to do this. You have a series of questions.
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What price should I ask for the house?
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How and where do I advertise it?
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How much should I spend on advertising?
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How long should I leave it on the market before I lower the price or should I list it with a realtor?
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How do I negotiate with a buyer?
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Who wrote the contract?
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Can buyers buy my house?
This is just a short list of questions you can ask. After some research you decide to try and sell it yourself. You have become a ‘for sale by owner’ home. FSBO for short.
Have you considered asking your mortgage loan officer for help?
Mortgage loan officers aren’t realtors and certainly can’t answer all of your questions about selling your home, but they can certainly be a good ally. They are in the home loan business. They know a whole host of service providers related to real estate business. Their sphere of influence and knowledge includes realtors, buyers, sellers, real estate contracts, settlement companies, real estate lawyers, appraisers, home inspectors along with other service providers you may need during the real estate ‘for sale by owner’ process.
If you are selling your home it is likely that you will need a mortgage for your new place. Call your mortgage loan officer to get pre-approved. When we meet for your pre-approval you can discuss the ways in which you need help selling your home.
The most important service they can provide you is to do a pre-approval with any potential buyer of your home. This will ensure that the buyer can purchase your home. This step will save you a lot of time, money and potential pain down the road.
Some mortgage loan officers can also provide you with FREE marketing flyers at no charge. These flyers can be colorful, descriptive and professional. You give them beautiful pictures of your home. They will include photos along with your contact information, monthly payment examples and the amounts required for the down payment and closing costs. If you need a value on your home they can refer you to home valuation websites. They can also refer you to a real estate appraiser who can give you an exact market value of your home for a fee. Most can show you how to get a real estate sales agreement and how to fill it out. They can also refer you to a real estate attorney to draw up the contract if that makes you feel comfortable. You can have your home inspected to give the potential buyer a clean home inspection. They can refer you to a home inspector for that service.
Remember, if you are a ‘for sale by owner’ seller, use all the resources available to you. This includes your mortgage loan officer. They can be a great asset in your corner when you sell your home yourself.
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